Blog 22: Before the Holidays: How to Talk to Your Family About Estate Planning

You’ve planned the menu, the guest list, and even the perfect playlist for the holidays. But there’s one conversation that matters more than what’s on the table — it’s what happens after you’re gone.

Most families never have “the talk.” And when they don’t, what’s left behind isn’t just grief — it’s chaos. Loved ones arguing over what’s “fair,” bank accounts locked up in probate, and homes lost because no one knew who was supposed to handle what.

The truth? Avoiding the conversation costs more than having it.

Why the Holidays Are the Best (and Bravest) Time to Talk About It

You might be thinking, “Now? During the holidays?”

Yes — exactly now. Because this is when your family is together, connected, and present. And in between laughter and dessert, you have a moment to protect what matters most: peace of mind.


The alternative is waiting until “later,” and later often becomes too late. The families who delay are the same ones who end up spending months in court or losing family property because no one knew the plan.

Having this talk now means your family won’t have to guess later.

How to Start the Conversation Without Killing the Vibe

1. Lead with love, not fear.
Say: “I’ve been thinking about how to make things easier for everyone — not to be morbid, but to be prepared.” You’re not talking about death; you’re talking about care.

2. Keep it simple.
You don’t need to read your will over the mashed potatoes. Just open the door. Mention you’ve started planning and want everyone to know where to find things.

3. Acknowledge the awkwardness.
You can even joke: “Don’t worry, I’m not calling the Grim Reaper — I’m calling for clarity.” Humor helps dissolve tension while keeping the focus on the message.

4. Create a next step.
Suggest setting up a meeting after the holidays with a professional who can help your family document everything properly. This keeps the energy proactive, not heavy.

The Cost of Silence

Every year, families lose homes, money, and even relationships because no one had this conversation. Wills go missing. Assets go unclaimed. Loved ones stop speaking — all because clarity came too late.

Estate planning isn’t just paperwork. It’s the difference between leaving a plan and leaving a mess.

Watch This Before You Talk

Certified Probate Real Estate Specialist Ashley Edwards shares how Thanksgiving is more than just a time for gratitude — it’s the perfect time to start meaningful conversations about your family’s future. Learn why proactive planning today can protect your legacy tomorrow.

Catch up on the full series if you missed an episode—each one is packed with practical steps for real-life impact.

Let’s talk in the comments: What steps are you taking to protect your legacy?

Final Thoughts

Talking about estate planning before the holidays isn’t morbid — it’s meaningful.

It’s an act of love, responsibility, and foresight. It’s the gift of clarity that ensures your family can focus on what truly matters when the time comes — each other.

So this holiday season, pass the pie, share the laughs… and start the conversation. Your future self (and your family) will thank you.

Want to Avoid the Drama Altogether?

If you’re feeling overwhelmed, don’t worry—we’re here to help. Book a free 20-minute call with Ashley to get personalized advice on your situation.

Let’s work together to create a plan that ensures your family’s future is secure and stress-free.

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